changelosa.blogg.se

The Journal of Consumer Affairs, 34(1), 113–133.

Indifferences in spending habits and credit use of college students. Student learning style and educational outcomes: Evidence from a family financial management course. Up close and personal: Investor sophistication and the disposition effect. Financial Counseling and Planning, 10(1), 25–37.ĭhar, R., & Zhu, N. Financial planning curriculum for teens: Impact evaluation. An analysis of personal financial literacy among college students. Education and saving: The long-term effects of high school financial curriculum mandates. Washington, DC: American Savings Education Council.īernheim, D. The guides and toolkit have been informed by consultation with leaders of children and young people’s services, practitioners who work with children and young people in vulnerable circumstances and organisations that represent the voices of children and young people.American Savings Education Council (2001). There are four guides in total and these constitute guidance for leaders and decision-makers of children and young people’s services in England, Scotland, Wales and Northern Ireland. Professionals who work with these children and young people on a day-to-day basis are well-placed to help them develop the knowledge, skills and attitudes needed to make the most of their money now and into adulthood.

Research shows that these children and young people may be at risk of having low levels of financial wellbeing and may need targeted financial education and guidance due to their circumstances. These children and young people can include for example, care-experienced young people, young people with mental or physical health needs, young people at risk of homelessness, young carers, and many others. They set out how financial wellbeing aligns with their wider duties and priorities for children and young people. The guides aim to help local authorities and other children’s services staff, working with children and young people in vulnerable circumstances, embed opportunities for learning about money into the support they provide.